Grow your own business while giving people the best insurance experience. A challenging but rewarding path, many individuals become successful after applying our methods in servicing families and business owners. Successful broker qualities include sales, determination, customer orientation, and entrepreneurship. Our brokers have access to the most insurance solutions and find joy in helping people acquire financial stability.
Brokers are not employees but partners and can expect licensing tests and fees. Training and supportive materials are designed to develop the skills needed to excel in the field. These materials will be available on demand. Hours are flexible and can be arranged on a per applicant basis. Our program is designed to give Brokers the most commission for the best value as this position is commission only without a base. Brokers can have confidence in giving clients the best experience with the following: customer mobile app and 100+ insurance providers.
We are proud to support all our brokers needs and will add and your home state. We are currently in AZ, CA, IA, ID, MO, NE, NV, TX, UT. This opportunity is available in all our current states and you do not need to come to our headquarters in Omaha, Nebraska. We also give our brokers freedom of marketing and extensive guidance in entrepreneurship. Lastly, we wish to express sales as the most critical factor of success.
SELF-SCREENING:
What is an insurance Broker
1. Sell insurance for the insurance companies (Allstate, BlueCross BlueShield, MetLife…)
2. Provide customer service for the policies we sell.
You will be on call and actively selling.
Would you be happy as a salesperson and providing customer service on demand?
3.Must be fluent in Spanish.
Testing:
You will also have to go through training as an insurance broker and take a test(s). $55/test. Training/Testing will be suited to the type of insurance you want to sell:
1. Property and Casualty (consists of home, auto, business and other liability and property insurance)
2.Life and Health
>Medicare/ACA compliant- Government regulated health insurance. $150/year (3 attempts)
The $ amounts are estimates and you re-take until you pass (80%). Some states make you take and pass a course before you can take the test for P&C or L&H.
Licensing:
We take care of licensing and we will pay for your home state and continuing education credits. 24 credit hours are required every 2-years to maintain your license which we will help you get and pay for.
Training:
-Online Course to help you become an insurance broker.
-PDF textbook to help you pass the exam.
-Online Handbook to learn the ins and outs of being an insurance broker and use as a reference throughout your insurance career.
-Weekly Meetings to help you achieve your goals.
-Support Number to call for help at anytime.
E&O (Business Insurance):
Don’t have to get unless the carrier requires it (Life Insurance or Medicare require it).
Commission:
-P&C 70%
-L&H 80%
Translation about 10% of premium will be paid to you in commission the following month. Life insurance is about 55% of the first year premium.
You are an independent contractor (1099 employee). This is a commission only job.
If you have a broker under you. You will be paid 5% more and you can distribute it however you wish to them.
Carriers:
-Always Growing. On average we get a new carrier a month. https://wecare-insurance.com/insurance-carriers/
-Most carriers we have direct online access to, some are old school and we fill out a form and we have a few that are affiliates and pay finder fees. We will let you know which are which.
Other information:
Leads- We provide leads but you cannot rely on our leads alone to be successful.
Freedom of Marketing- Market however you want as long as it is legal (You can market under another DBA if you like). Legal example, you can’t pay an unlicensed person commission, only $/quote.
Customer Mobile App- Every customer will be able to access their policy through our mobile app. This mobile app can also handle insurance that does not go through WeCare Insurance.
Technology- WeCare’s online presence is growing, along with great website applications to make your job easier. With us, you will always be one step ahead of other insurance brokerages in technology.
